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Calgary Real Estate Glossary S
(Sale-leaseback - Single-family Properties)

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Sale-leaseback
A technique in which a seller deeds property to a buyer for a consideration, and the buyer simultaneously leases the property back to the seller.

Sales Person
Individual employed in selling a product or service.

Sales Price
The amount of money that is paid by a purchase to a seller for an object that is bought.

Second Mortgage
A mortgage that has a lien position subordinate to the first mortgage.

Secondary Mortgage Market
The buying and selling of existing mortgages.

Secured Loan
A loan that is backed by collateral.

Security
The property that will be pledged as collateral for a loan.

Seller Take-back
An agreement in which the owner of a property provides financing, often in combination with an assumable mortgage. See owner financing.

Servicer
An organization that collects principal and interest payments from borrowers and manages borrowers’ escrow accounts. The servicer often services mortgages that have been purchased by an investor in the secondary mortgage market.

Servicing
The collection of mortgage payments from borrowers and related responsibilities of a loan servicer.

Single-family Properties
One- to four-unit properties including detached homes, townhomes, condominiums, and cooperatives.



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