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Calgary Real Estate Glossary Q
(Qualifying - Quotation)

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Qualifying
Process determining an individual's financial ability to meet the terms of a loan. When selling real estate, the sales broker must qualify the buyer to make certain he/she has the financial ability to purchase the property.

Qualifying Ratio
Ratio used, by a lender, to determine how much a potential buyer can afford to borrow.

Quality Assurance (QA)
Program that is intended, by its actions, to guarantee a standard level of quality.

Quality Control
System of control meant to guarantee, by periodic inspections, that a certain amount of quality is being maintained during the production of the product in question. Materials, procedures, tools, etc., as well as the product itself are inspected.

Quality of Use
Type and value of real estate improvements made, in addition to the use to which the land is put which is controlled by zoning and suitability.

Quiet Title Suit
Lawsuit filed to ascertain the legal rights of an owner to a parcel of property, remove a defect or to remove a cloud on the title.

Quitclaim Deed
A deed that transfers without warranty whatever interest or title a grantor may have at the time the conveyance is made.

Quotation
Highest bid to buy and the lowest offer to sell a parcel of real estate in a particular market at a specified time. Sometimes also refers to a proposal to perform certain work for a specified price.



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